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Home Security and Insurance Discounts in Marietta

Home Security and Insurance Discounts in Savannah is quite a topic to discuss at present. You might already know that installing a home security system will help safeguard your family and personal belongings from danger. But did you know that you may also earn a home insurance discount for installing one? Some insurance companies see security systems as a means to lessen the risk of having to make a large settlement to you in the future since they can help deter and prevent break-ins. In exchange, they’ll typically give you a discount on your alarm system’s insurance. In this blog, let us discuss more on how you can get Home Insurance discounts if you have home security system.

Relationship Between Home Security and Home Insurance Discounts 

There is a direct relationship between home security and home insurance discounts. Home insurance providers do not give equal discounts for all types of security systems. You’ll certainly need a fully monitored security service to get the best savings on your insurance rate. If your home is worth more than one million dollars, your insurance provider may need you to have a central monitoring service to qualify for a security system discount.

Most insurance firms look for the following components in your system when deciding whether or not to grant a discount:

  • Home Automation
  • Deadbolt Locks
  • Monitored Security System
  • Monitored Fire Alarms
  • Disaster Sensors

Be prepared to browse around because not every insurance provider will offer a significant discount. A quality insurance provider will recognize the importance of a home security system and provide home insurance discounts in exchange for your alarm system.

Home Security and Insurance Discounts in Marietta

4 Ways Home Security Can Help Lower Your Home Insurance Discounts  

An article by the FBI stated that burglary takes place every 15 seconds in the United States. Research also showed that homes without security systems are three times more likely to be burglarized than those with security systems. Insurance companies recognize that a professionally monitored security system gives your home an added layer of safety, making it a safer place for you and your family to live. They also understand that having a monitored security system reduces the chances of your home being broken into or suffering costly water or fire damage. That implies you’re less likely to file a claim with your insurance provider. As a result, your insurance provider saves money, which they pass on to you.

Here are Four ways Home Security Can Help Lower Your Home Insurance Discounts:

1. Improve the security of your home

If the home has a security system, insurers may offer a discount on insurance premiums, which can help boost home security. The drop in occurrences that potentially result in property damage could indicate to insurance providers that homeowners are a lower risk, allowing them to qualify for discounts.

2. Reduced possibility of price increases

Homeowners should read their insurance plans thoroughly to prevent higher insurance rates. According to The Simple Dollar, home insurance companies may elect to provide coverage in the event of a burglary.

3. You can save up to 20% on insurance rates.

According to the Insurance Information Institute, homeowners can save up to 20% on their insurance premiums by installing a comprehensive home security system. They can save money not only on their insurance but also on purchasing these security systems upon inquiry.

4. Reduce the quota for theft claims.

By lowering the total theft claim quota, security systems can also assist neighbors in saving money. The Simple Dollar advises residents to check if their neighborhood’s theft claim quota, or the number of thefts in a specific area, has been reached.

Bonus Point: Install a system that includes additional safety features

In addition, homeowners can reduce their insurance prices by looking for other safety features. According to III, these include smoke alarms and deadbolts. Using security systems other methods of protecting the home could relieve them of the burden of worrying about their safety and saving money.


You need to do more than choosing the right insurance company to ensure that your home security system protects your family and property while also earning you a substantial discount on your home insurance cost. You’ll also need to engage with a home security company that can assist you in selecting a system that qualifies for the discount.

  • A trustworthy alarm firm should also provide the following basic services:
  • 24/7 Surveillance
  • Customer service and assistance that is both accessible and dependable
  • Installation is simple.
  • Good value for money
  • Equipment that are dependable and of high quality



Do I need home insurance coverage?

Yes, in fact, you may require additional home insurance coverage without even realizing it. Here are a few areas that are frequently missed and could be putting you and your family in greater financial danger than necessary.


Is home insurance mandatory in the USA?

No, but although home insurance is not needed by law, there are other reasons to get insured. Your lender will need you to get insurance until the loan is paid off if you have a mortgage on it. In reality, lenders have the legal authority to compel borrowers to get insurance to cover the whole amount of the loan.


Is it worth getting home insurance?

It would be best to get home insurance to protect your belongings from fire, theft, and other dangers like unintentional damage. If something occurs to your belongings and they are destroyed or damaged, it can be costly to replace them, especially if some of them are vital.

Last Updated: January 10, 2022